THE FOLLOWING DESCRIBES THE TERMS, AS AMENDED FROM TIME TO TIME, UNDER WHICH YOU MAY ACCESS AND USE THE WEBSITE (“AGREEMENT”). PLEASE READ THIS AGREEMENT CAREFULLY BEFORE USING OR ACCESSING THE WEBSITE. BY ACCESSING THE WEBSITE YOU ARE AGREEING TO BE BOUND BY THE TERMS OF THIS AGREEMENT.

IF YOU DO NOT AGREE WITH ANY OF THESE TERMS, DO NOT ACCESS OR OTHERWISE USE THIS SITE AND/OR THE SERVICES OR ANY INFORMATION CONTAINED ON THE SITE.
YOUR USE OF OR ACCESS TO THIS WEBSITE IS ALSO SUBJECT TO ALL APPLICABLE LAWS AND REGULATIONS.

This Agreement was last modified on October 7, 2006

THE TERMS AND CONDITIONS SET FORTH BELOW (THE "TERMS") GOVERN YOUR USE OF THIS SITE ON THE WORLD WIDE WEB. THESE TERMS ARE A LEGAL CONTRACT BETWEEN YOU AND NETPANORAMA (“WE” or “US”) AND GOVERN YOUR ACCESS TO, AND USE OF THE NETPANORAMA WEBSITE LOCATED AT www.NetPanorama.com (THE “SITE”) AND THE SERVICES PROVIDED ON THIS SITE.

YOUR USE OF THIS SITE AND/OR THE SERVICES ON THIS SITE SHALL BE DEEMED TO BE YOUR AGREEMENT TO ABIDE BY EACH OF THE TERMS SET FORTH BELOW. NETPANORAMA MAY MAKE CHANGES TO THE SERVICES OFFERED ON THIS SITE, AT ANY TIME WITHOUT NOTICE, AND NETPANORAMA CAN CHANGE THESE TERMS AT ANY TIME WITHOUT NOTICE BY POSTING UPDATED TERMS OF USE ON THE SITE. YOUR CONTINUED USE OF THE SITE AFTER SUCH CHANGES HAVE BEEN POSTED MEANS THAT YOU AGREE TO THE NEW TERMS, EVEN IF YOU HAVE NOT REVIEWED THE CHANGES. THEREFORE, YOU SHOULD CHECK THE TERMS OF USE POSTED ON THE SITE PERIODICALLY FOR UPDATES AND CHANGES.

IMPORTANT
SIMPLE EXPLANATION OF THE ABOVE:
These Terms Of Service (TOS) govern your use of this site, which is provided by NETPANORAMA. Your access of this site indicates your acknowledgement and acceptance of these terms which are subject to change at any time by NETPANORAMA. Consult these terms regularly because any use of the site after changes are made to the terms indicates your acceptance and acknowledgement of the changes.

Privacy Policy
NETPANORAMA.COM’s personal information and privacy practices are set out in our Privacy Policy, which is available at http://www.netpanorama.com/privacy-policy-statement.html (the “Privacy Policy”) and you are encouraged to read it.

Age restriction
You must be eighteen (18) years or older to access this web site. Due to the age restrictions for use of this web site, no information obtained by this web site falls within the child online privacy act (COPA) and is not monitored as doing so.
The Child Online Protection Act makes it a crime for anyone, by means of the World Wide Web, to make any communication for commercial purposes that is "harmful to minors" unless the person has restricted access by minors by requiring a credit card number. COPA imposes criminal and civil penalties of up to $50,000 per day for violations.

To find out more about the Child Online Privacy Act and how it protects our children please follow this link COPA Information

General Use Restrictions
NETPANORAMA provides content and other services through the Site. All information, documents, products and services provided on and through the Site, including content, trademarks, logos, graphics and images (together, the “Materials”) are provided to you by NETPANORAMA and are the copyrighted work of NETPANORAMA or NETPANORAMA’s licensors or contributors.

NETPANORAMA grants you a limited, personal, non-exclusive and non-transferable license to use the Materials and use the services and the Site solely for your personal use or internal business use. You agree that you will only use this Site and the services for lawful uses. You acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, alter, enhance or in any way exploit any of the Materials in any manner. This limited license terminates automatically, without notice to you, if you breach any of these Terms. Upon termination of this limited license, you agree to immediately destroy any downloaded or printed Materials. Except as stated herein, you acknowledge that you have no right, title or interest in or to the Site or any Materials on any legal basis.

You are prohibited from taking any action to circumvent or attempt to circumvent the security and access control provisions of the Site and the Services. Such prohibited conduct includes, without limitation, any efforts to (a) log in to an account with a password not assigned to you, (b) access personally identifiable information not intended for you, (c) test the security measures on the Site and/or attempt to identify system vulnerabilities, (d) impersonate any other user of the Site and/or the Services or forge any of the header information in any posting or tamper with the TCP/IP packet header, (d) modify, reverse engineer, disassemble, decompile or otherwise attempt or allow others to attempt to discover the underlying computer code for the Site and/or the Services, or (f) overwhelm or disable the Site or the Services or interfere with the access and use of the Site and/or the Services by any other user. If NETPANORAMA becomes aware of any of the foregoing activities, NETPANORAMA may investigate and may respond, and when appropriate, NETPANORAMA may work with law enforcement authorities in such investigations and for the purpose of prosecuting offenders. Your continued use of the Site and the Services is expressly conditioned on your compliance with the preceding prohibitions and with the obligations and restrictions.

Without limiting the generality of foregoing, you acknowledge that NETPANORAMA expressly prohibits and you agree not to:
• Post any false or inaccurate Submissions (defined below) or information;
• Use the Services and/or the Site to violate any applicable law or regulation, including, without limitation, the infringement of any copyright, trademark, trade secret or other intellectual property right of others, or violate the privacy or publicity rights of any other person.
• Post any Submission or information that is abusive, defamatory, discriminatory, hateful, obscene, vulgar, sexually-orientated, threatening, or otherwise objectionable.
• Harass, stalk, or otherwise subject any other user of the Site and/or Services to unwanted and/or inappropriate contact.
• Make any changes, additions and/or deletions to any Submissions posted by any user with out the express written authorization of such other user.
• Take any action that imposes an unreasonable or disproportionately large burden on Site's infrastructure.
• Include any hyperlinks or any misleading, irrelevant and/or hidden keywords in any Submissions posted by you.
• Frame or link to the Site of any of the content or information available from the Site unless NETPANORAMA expressly consents to such linking and/or framing.
• Intentionally expose the Site and/or Service to any computer virus or any other program or code intended to disrupt or disable to operations of the Site and/or Service.
• Use any robot, spider or other program or device to retrieve or index any portion of the NETPANORAMA Site;
• Harvest or otherwise collect information about other users for any purpose other than use of the Site and/or Services as expressly permitted herein.

The foregoing list of prohibitions is illustrative and is not intended to be complete or exclusive. NETPANORAMA reserves the right to terminate our relationship with you under these Terms and prohibit your access to the Site and/or Services or to edit, remove or close any Submission or thread for any reason.

The foregoing prohibitions do not impose on NETPANORAMA, and NETPANORAMA does not assume, any obligation to monitor or remove any Submissions or other information or communication submitted by you or any other member. You hereby acknowledge and agree that you may be exposed to content that may be offensive or objectionable to you.

YOU HEREBY ACKNOWLEDGE AND AGREE THAT ALL SUBMISSIONS SUBMITTED BY YOU OR ANY OTHER MEMBER EXPRESS THE VIEWS OF THE AUTHOR, AND NETPANORAMA WILL NOT BE HELD RESPONSIBLE FOR OR LIABLE FOR THE CONTENT IN SUCH SUBMISSIONS.

Your access to the Site and Services is undertaken at you own risk and NETPANORAMA is not responsible for any offensive or otherwise objectionable materials that may be posted by any third party.

Third Party Content
Certain information and content may be provided by third parties to NETPANORAMA (“Third Party Content”). The Third Party Content is, in each case, the copyrighted work of the creator/licensor. You agree to only display the Third Party Content on your personal computer solely for your personal or internal business use. You acknowledge and agree that you have no right to download, cache, reproduce, modify, display (except as set forth in this paragraph), edit, alter or enhance any of the Third Party Content in any manner.

NETPANORAMA DISCLAIMS ALL EXPRESS, IMPLIED AND STATUTORY WARRANTIES AND CONDITIONS WITH REGARD TO THIRD PARTY CONTENT, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

Links to Third Party Sites
This Site may be linked to other sites that are not NETPANORAMA Sites. NETPANORAMA is providing these links to you only as a convenience, and NETPANORAMA is not responsible for the content or links displayed on such sites.

Unauthorized Activities
Unauthorized use of any Materials or Third Party Content contained on this Site may violate certain laws and regulations. You shall indemnify and hold NETPANORAMA and its officers, directors, employees, affiliates, agents, licensors, and business partners harmless from and against any and all costs, damages, liabilities, and expenses (including attorneys’ fees) NETPANORAMA or any other indemnified party suffers in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third party that your use of the Site or the use of the Site by any person using your user name and/or password violates any applicable law or regulation, or the rights of any third party.

Trademarks
All trademarks, names and logos on this Site are the property of their respective owners.

Copyright Notice
All information and screens appearing on this Site including documents, services, site design, text, graphics, logos, images and icons, as well as the selection and arrangement thereof, are the sole property of NETPANORAMA, Copyright © 1996-2006 NETPANORAMA unless otherwise specified. All rights not expressly granted herein are reserved. Except as otherwise required by applicable law, any reproduction, distribution, modification, retransmission, or publication of any copyrighted material is strictly prohibited without the express written consent of the copyright owner.

Copyrights and Copyright Agents
NETPANORAMA respects the intellectual property of others, and we ask you to do the same. NETPANORAMA may, in appropriate circumstances and at our discretion, terminate service and/or access to the Site or Restricted Areas of the Site to users who infringe the intellectual property rights of others. If you believe that your work is the subject of copyright infringement and appears on our Site, please provide NETPANORAMA’s copyright agent the following information:
• an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright’s interest;
• a description of the copyrighted work that you claim has been infringed, including the URL (i.e., web page address) of the location where the copyrighted work exists or a copy of the copyrighted work;
• identification of the URL or other specific location on the Site where the material that you claim is infringing is located;
• your address, telephone number, and email address;
• a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
• a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

Earning Disclaimer
We make every effort to ensure that we accurately represent these products and services and their potential for income. Earning and Income statements made by NETPANORAMA and its customers are estimates of what we think you can possibly earn. There is no guarantee that you will make these levels of income and you accept the risk that the earnings and income statements differ by individual.

As with any business, your results may vary, and will be based on your individual capacity, business experience, expertise, and level of desire. There are no guarantees concerning the level of success you may experience. The testimonials and examples used are exceptional results, which do not apply to the average purchaser, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her background, dedication, desire and motivation.

There is no assurance that examples of past earnings can be duplicated in the future. We cannot guarantee your future results and/or success. There are some unknown risks in business and on the internet that we cannot foresee which can reduce results. We are not responsible for your actions.

The use of our information, products and services should be based on your own due diligence and you agree that NETPANORAMA is not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products and services.

Disclaimer of Warranties
YOUR USE OF THIS SITE, THE MATERIALS AND/OR THE SERVICES IS AT YOUR OWN RISK AND YOU ASSUME ALL RISKS OF USING THIS SITE, THE MATERIALS AND/OR THE SERVICES. NEITHER THE MATERIALS NOR THE THIRD PARTY CONTENT HAVE BEEN VERIFIED OR AUTHENTICATED IN WHOLE OR IN PART BY NETPANORAMA, AND THEY MAY NOT BE CURRENT OR MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. NETPANORAMA DOES NOT WARRANT THE ACCURACY OR TIMELINESS OF THE MATERIALS OR THE THIRD PARTY CONTENT CONTAINED ON THIS SITE. NETPANORAMA SHALL HAVE NO LIABILITY FOR MATERIALS AND/OR THIRD PARTY CONTENT THAT IS NOT CURRENT OR FOR ANY ERRORS OR OMISSIONS IN THE MATERIALS AND/OR THE THIRD PARTY CONTENT, WHETHER PROVIDED BY NETPANORAMA OR OUR LICENSORS. NETPANORAMA DOES NOT GUARANTEE THAT YOU WILL ACHIEVE ANY ECONOMIC RETURN OR BENEFIT FROM THE USE OF THE MATERIALS.
NETPANORAMA, FOR ITSELF AND ITS LICENSORS, MAKES NO EXPRESS, IMPLIED OR STATUTORY REPRESENTATIONS, WARRANTIES, OR GUARANTEES IN CONNECTION WITH THE SITE, THE SERVICES OR ANY MATERIALS OR THIRD PARTY CONTENT, RELATING TO THE QUALITY, SUITABILITY, TRUTH, ACCURACY, CURRENCY OR COMPLETENESS OF ANY INFORMATION OR MATERIAL CONTAINED ON THE SITE, INCLUDING WITHOUT LIMITATION, THE MATERIALS AND THE THIRD PARTY CONTENT. UNLESS OTHERWISE EXPLICITLY STATED, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SITE, THE SERVICES, THE MATERIALS, THIRD PARTY CONTENT, AND ANY INFORMATION OR MATERIAL CONTAINED ON THE SITE IS PROVIDED TO YOU ON AN “AS IS,” “AS AVAILABLE” AND “WHERE-IS” BASIS WITH NO WARRANTY OF ANY KIND AND NETPANORAMA DISCLAIMS AND EXCLUDES ANY AND ALL IMPLIED WARRANTIES, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD PARTY RIGHTS.

Limitation of Liability
NETPANORAMA’S AGGREGATE LIABILITY TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES RESULTING FROM YOUR DISPLAYING, COPYING, OR DOWNLOADING ANY MATERIAL ON THE SITE OR RELIANCE ON THE INFORMATION AND/OR MATERIAL PRESENTED ON THE SITE SHALL NOT EXCEED ONE EURO (1.00EU). IN NO EVENT SHALL NETPANORAMA BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, EXTRAORDINARY, EXEMPLARY, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING LOSS OF DATA, REVENUE, PROFITS, USE OR OTHER ECONOMIC ADVANTAGE) HOWEVER ARISING, EVEN IF NETPANORAMA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

General
If you violate these Terms, NETPANORAMA may terminate your access to the Site or Restricted Areas without notice. NETPANORAMA prefers to advise you of your inappropriate behavior and recommend any necessary corrective action. However, certain violations of these Terms, as determined by NETPANORAMA, will result in immediate termination of your access to the Site or Restricted Areas. NETPANORAMA has the right to terminate any password-restricted account for any reason. Hellenic law, without regard to the choice or conflicts of law provisions, will govern these Terms. Any disputes relating to these Terms or the Site will be heard in the courts located in Athens, Greece. If any provision of these Terms is found to be invalid by any court having competent jurisdiction, the invalidity of such provision will not affect the validity of the remaining provisions of these Terms, which will remain in full force and effect. The section titles in these Terms are for your convenience only and do not have any legal or contractual effect. NETPANORAMA’s failure to enforce any of these Terms is not a waiver of such term. The Terms are the entire agreement between you and NETPANORAMA and supersede all prior or contemporaneous agreements and understandings between you and NETPANORAMA with respect to the subject matter hereof. These Terms may not be modified except pursuant to a written amendment that is executed by an officer of NETPANORAMA.